skip to Main Content

Diligence for actionable intelligence

We provide full scope bank credit advisory services for estimates of current expected credit loss (CECL) for community bank loan portfolios.

Our evaluations deliver actionable intelligence for better informed M&A, ALLL validation, CECL planning, government-related shared loss evaluations, loan portfolio acquisitions, and indemnification asset reviews.

bank credit advisory services

The Diligent Report is comprehensive and insightful

Our investor-ready reports focus on risk and strength in each portfolio and loan type,
identifying otherwise undetected weaknesses and value.

Bank Credit Advisors

Diligent’s advantages:


Diligent is not aligned with other core banking processes or embedded into existing banking credit culture. We provide independent, objective advisory services.


Transactional credit-related loan due diligence is our core business.


Diligent’s principals have extensive experience in banking, bank regulation, bank credit operations, accounting, mergers and acquisitions, due diligence, and bank credit advisory services.  Our principals have performed in excess of 175 bank credit evaluations throughout the US since 2009.

Customized Solutions:

Robust, efficient scoping process built on banking, regulatory, credit, and accounting experience supports customized project planning and report deliverables.

Bank credit advisory services for investment bankers

Incorporate CECL modeling into your next annual loan review
Early insights from CECL modeling, while validating your risk ratings and ALLL adequacy.

Learn More
bank credit advisory services

Early involvement in the M&A process creates realistic assumptions 
Incorporating our due diligence plan and preliminary CECL estimates provides support for your early stage investment assumptions.

Learn More

Recent News

Back To Top